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About CBC Companies

factualdata.com

Factual Data provides consumer credit and verification services for the mortgage lending industry, offering tri-merge/merged credit reports, pre-approval and pre-qualification products, undisclosed debt monitoring, and workflow solutions. Its services include credit scoring and trended data, rapid re‑scoring, identity, employment, tax/SSA and third‑party verifications, flood zone determinations, and property valuations to support underwriting, fraud prevention, and risk management. Factual Data emphasizes compliance with mortgage standards and loan quality initiatives (e.g., Fannie Mae LQI, MLA) and delivers secure web‑based platforms and reporting to integrate into lenders’ processes. Lenders rely on the company to reduce repurchase risk, streamline decisioning, and improve loan quality.