Upgrade

Credit Analyst, Auto

Upgrade(9 days ago)

San Francisco, CAOnsiteFull TimeSenior$80,000 - $90,000Underwriting
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About this role

A Credit Analyst at Upgrade Auto evaluates auto loan applications submitted by dealer partners to support the company’s consumer lending operations. The role contributes to credit decision-making, pricing, and compliance to ensure responsible lending. This is an in-office position that may require occasional weekend availability.

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Required Skills

  • Underwriting
  • Loan Pricing
  • Credit Analysis
  • Risk Mitigation
  • Compliance
  • Relationship Management
  • Negotiation
  • Document Review
  • Communication
  • Stakeholder Management
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About Upgrade

upgrade.com

Upgrade is a consumer fintech offering fixed-rate personal loans (borrow up to $50,000), the Upgrade Card, and Rewards Checking with cash-back. It provides fast online applications and simple tools designed to help customers manage credit and build their financial future. By combining lending and banking products, Upgrade positions itself as a transparent, consumer-friendly alternative to traditional banks.

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