Credit Analyst - Commercial Risk

The Credit Analyst - Commercial Risk role involves performing comprehensive credit analysis for corporate and retail banking proposals, evaluating creditworthiness against internal policies and regulatory guidelines, and monitoring past due accounts to ensure compliance and risk mitigation. The position requires processing credit proposals within stipulated timeframes, identifying early warning signals, and preparing MIS reports to support decision-making and budgeting processes. Additionally, the role includes providing on-job training to new staff and supporting supervisors to maintain workflow efficiency.