Credit Portfolio Senior Manager, Vice President - Gurugram

A Credit Policy Manager within Citi’s USPB In‑Business Unsecured Lending Risk team responsible for developing, implementing, and monitoring acquisition credit policy strategies for new account originations across unsecured lending portfolios (cards, personal loans, merchant installment loans, lines of credit). The role ensures credit strategies are analytically sound, aligned with the bank’s risk appetite and growth objectives, and compliant with regulatory expectations. It partners with modeling, digital, marketing and senior management to drive policy decisions and governance.