Credit Risk Manager, Flex Originations (Credit Cards)
Monzo(8 months ago)
About this role
The Credit Risk Manager for Monzo's Flex product will lead a team of analysts responsible for developing credit and pricing strategies for Flex originations. The role sits within Monzo's Data discipline supporting the borrowing business and collaborates with product, engineering and decision science to evolve underwriting models and growth initiatives.
Required Skills
- Unsecured Lending
- Credit Cards
- Lending Economics
- Underwriting
- Credit Modelling
- SQL
- Python
- Looker
- NPV Modelling
- UK Regulation
+3 more
About Monzo
monzo.comMonzo is an app-first UK challenger bank (founded 2015) focused on "making money work for everyone." It offers free UK current accounts — personal, joint and business — plus in-app tools to organise, save and invest, with features like budgeting, Pots, instant spending notifications and card controls. Monzo also provides credit products and business services, and emphasizes a clean mobile experience, transparency and community-driven product development. Headquartered in London, it’s known for fast onboarding and strong customer support.