Data Scientist- Underwriting Analytics

This role builds predictive models and underwriting levers to distribute actuarial loss costs across risk characteristics, enabling the business to hit target loss ratios while remaining competitive. The Data Scientist translates underwriting guidelines into structured rule sets, identifies gaps between guidelines and actual binding practices, and partners with underwriting leaders to adopt data-driven changes. The position requires a blend of data science, actuarial knowledge, and commercial insurance expertise to optimize program profitability within established actuarial parameters.