Director, Credit Risk & Analytics

The Director of Credit Risk & Analytics leads the analytical engine for CarMax Auto Finance, shaping originations strategy across credit policy, pricing, and decisioning to balance growth with risk-adjusted returns. This builder's seat involves evolving originations capabilities through technology and alternative data while owning P&L responsibilities and forecasting models. The role requires building and leading a world-class analytical team and influencing executive decision-making with data-grounded recommendations.