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Director, Credit Risk Analytics at Prosper - ApplyBlast

Director, Credit Risk Analytics

Prosper

24 days ago

2.4 on Glassdoor

Remote

Full Time

Director

0 applicants

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About this role

The Director, Credit Risk Analytics leads underwriting and portfolio credit strategies for the Credit Card business, utilizing Machine Learning models and credit data to manage new account growth and credit losses. This role oversees the full lifecycle of credit risk management, requiring strong collaboration across Capital Markets, Product, Engineering, Legal, Compliance, Operations, and Marketing. The position demands a hands-on leader with deep credit card expertise to develop automated credit decision strategies and ensure effective risk management.

Responsibilities

Develop underwriting and portfolio credit strategies using machine learning models
Oversee credit quality and performance of the Credit Card business
Collaborate across departments to manage credit losses within risk appetite

Skills

About Prosper

prosper.com

Headquarters

San Francisco, California, United States

Company Size

501-1000 employees

Founded

2005

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Prosper (Prosper Marketplace) is an online lending marketplace that connects borrowers seeking unsecured personal loans with individual and institutional investors. The platform offers personal loans for debt consolidation, home improvement, and other needs, plus refinancing and online tools to manage borrowing. Investors can fund loans through the marketplace to earn returns, while borrowers access a streamlined digital application and rates based on their credit profile. Prosper focuses on transparency, speed, and an easy web/mobile experience.