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Executive Head: Unsecured Lending at Absa Bank - ApplyBlast

Executive Head: Unsecured Lending

Absa Bank

5 months ago

3.7 on Glassdoor

Onsite

Full Time

Executive

0 applicants

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About this role

The Executive Head: Unsecured Lending (Credit Cards, Overdrafts, and Personal Loans) oversees the end-to-end strategy, performance, and transformation of the Personal & Private Bank's unsecured lending portfolio. This role drives profitability, growth, and risk outcomes while ensuring competitiveness against traditional peers, digital lenders, and fintech ecosystems within a regulated banking environment. The leader is accountable for setting a 3-to-5-year strategy, managing the product house, and fostering innovation through digital enablement and advanced analytics.

Responsibilities

Own end-to-end strategy and performance of the unsecured lending portfolio
Drive profitability and risk outcomes for credit cards, overdrafts, and personal loans
Set and execute a 3-to-5-year strategic roadmap aligned with group objectives
Oversee advanced analytics and decisioning to optimize risk-adjusted returns
Lead multidisciplinary teams focusing on product, analytics, and collections