About this role
The Risk Analyst at PayJoy analyzes data related to credit portfolios to improve risk outcomes and product profitability. They collaborate with data teams to implement models, create dashboards, and develop actionable insights. The role supports PayJoy's mission to provide accessible credit to underserved markets.
Required Skills
- SQL
- Python
- Data Analysis
- Statistics
- Dashboard
- Machine Learning
- Risk Management
- Data Warehousing
- Data Science
Qualifications
- Bachelor's degree in a quantitative field
- 2+ years of analytical experience
About PayJoy
payjoy.comPayJoy is a fintech focused on expanding credit access for underserved consumers in emerging markets — its tagline is “Finance for the next billion.” The company provides phone and small-cash loans with fast approvals, minimal documentation, and a no-late-fees pricing approach, often delivered via partnerships with merchants, carriers and lenders. PayJoy combines alternative data and device-based technology to make financing and Buy-Now-Pay-Later style products available to people who lack traditional credit histories. It operates in multiple countries across Latin America, Africa and Asia.
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