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Risk Analyst at PayJoy - ApplyBlast

Risk Analyst

PayJoy

2 months ago

4.0 on Glassdoor

Bogotá, Bogotá D.C., Colombia

Hybrid

Full Time

Medior

0 applicants

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About this role

PayJoy is seeking a data‑driven Risk Analyst to leverage its data warehouse for building analyses, policy recommendations, and dashboards that improve risk outcomes and product profitability across its credit portfolio in LATAM and other markets. The role involves collaborating with executives, product, engineering, and go‑to‑market teams, and working closely with data science to implement ML/AI models.

Responsibilities

Extract and manipulate data using SQL and Python or R
Create dashboards to measure credit portfolio performance
Collaborate with data science team to implement ML models

Skills

Qualifications

Bachelor's degree in Finance, Economics, Mathematics, Industrial Engineering or similar

About PayJoy

payjoy.com

Headquarters

San Francisco, California, United States

Company Size

1001-5000 employees

Founded

2015

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PayJoy is a fintech focused on expanding credit access for underserved consumers in emerging markets — its tagline is “Finance for the next billion.” The company provides phone and small-cash loans with fast approvals, minimal documentation, and a no-late-fees pricing approach, often delivered via partnerships with merchants, carriers and lenders. PayJoy combines alternative data and device-based technology to make financing and Buy-Now-Pay-Later style products available to people who lack traditional credit histories. It operates in multiple countries across Latin America, Africa and Asia.