Senior Credit Analyst

iwoca(28 days ago)

HybridFull TimeSenior$60,000 - $80,000Credit and Underwriting

About this role

The Senior Credit Analyst at iwoca is responsible for assessing credit applications for small and medium-sized enterprises (SMEs) in Germany, utilizing various data sources and the company's technology platform to make timely and fair decisions. This role involves collaborating with analytics teams to enhance lending strategies, providing support on complex decisions, and communicating directly with customers to gather necessary information. Ideal candidates will have experience in credit analysis or commercial loan underwriting, strong business acumen, and fluency in German.

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Required Skills

Credit Applications Assessment
Commercial Loan Underwriting
Credit Analysis
Data Interpretation
Financial Statement Analysis
Strong German Skills
Communication Skills
Team Collaboration
Problem Solving
Analytical Mindset

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About iwoca

www.iwoca.co.uk

Iwoca is a fintech company that specializes in providing flexible business loans for small and medium enterprises in the UK, offering amounts ranging from £1,000 to £1 million with repayment terms from 1 day to 24 months. The application process is designed to be straightforward, with funding decisions made typically within 24 hours and no penalties for early repayment. Since its inception in 2012, iwoca has funded over 100,000 businesses, emphasizing transparency and efficiency in its lending practices. The company is committed to helping entrepreneurs manage their cash flow and invest in growth through accessible financing solutions.