Senior Data Scientist (Credit)

Moniepoint(1 month ago)

HybridFull TimeSenior$108,201 - $145,792 (estimated)Data Science

About this role

Senior Data Scientist responsible for building and deploying credit risk, pricing, and behavioural models to support Moniepoint’s consumer lending decisions at scale. The role partners with the Consumer Credit and product teams to shape underwriting, pricing, and retention strategies across Nigeria and Africa. It involves designing experiments, ensuring data quality and compliance, and translating complex data into actionable business recommendations that drive growth while maintaining healthy portfolio performance.

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Required Skills

Credit Scoring
Affordability Modelling
Behavioural Modelling
Experiment Design
Underwriting
Pricing Models
SQL
Python
R
A/B Testing

+8 more

Qualifications

Degree in Quantitative Field (Statistics, Mathematics, Engineering or similar)

About Moniepoint

moniepoint.com

Moniepoint is a fintech platform that powers payments, banking, and back-office operations for businesses and their customers, with a focus on financial inclusion in emerging markets. It provides an all‑in‑one suite — including payments acceptance, merchant POS and digital banking tools, APIs and operational services — that helps merchants, SMEs and agent networks run and grow their financial services. Moniepoint positions itself as an infrastructure partner for businesses and financial institutions, simplifying transactions, payouts, reconciliations and customer account management. Its mission centers on expanding access to formal financial services and enabling commerce across underserved markets.