Upstart

Senior Software Engineer, New Product

Upstart(9 months ago)

RemoteFull TimeSenior$142,000 - $226,400Engineering
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About this role

Upstart is seeking an experienced backend engineer to join a small, senior engineering team focused on building a new product that helps consumers access responsible and affordable credit. The role requires a startup mindset and the ability to work autonomously while driving technical decisions in a greenfield codebase environment.

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Required Skills

  • Backend Development
  • Distributed Systems
  • Event-Driven Architecture
  • Object-Oriented Programming
Upstart

About Upstart

upstart.com

Upstart is an AI-driven lending platform that partners with banks and credit unions to offer personal loans, auto refinancing, and debt consolidation while expanding access to affordable credit. Founded by ex-Googlers, it uses a proprietary underwriting model that goes beyond FICO—incorporating signals like schools attended, area of study, academic performance, and work history—to identify high-quality borrowers, including those with limited credit history. Consumers can check rates online with no impact to their credit and access fast funding with transparent pricing and no hidden fees. Financial institutions integrate Upstart to originate loans more efficiently and reach underserved borrowers.

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