Snr Credit Risk Model Developer/Data Scientist

This role leads the development, enhancement, and governance of IFRS 9 impairment models, including Probability of Default, Loss Given Default, and Expected Credit Loss methodologies. The professional will own the end-to-end model lifecycle from data exploration to production deployment while driving governance activities and addressing validation and audit findings. Success requires combining deep technical modeling expertise with strong stakeholder management skills to translate complex analytical outcomes into commercially sound business decisions.