Software Engineer II, Backend (Credit Decisioning)

Affirm(9 days ago)

RemoteFull TimeJunior$125,000 - $175,000Engineering

About this role

A Software Engineer on Affirm’s Credit Decisioning — Credit Core sub-team focused on building foundational underwriting features and credit levers to scale underwriting across POS merchants and wallets. The role works closely with cross-functional partners (Engineering, ML, Risk, Analytics, Product, Capital) and contributes to product launches that expand Affirm’s offerings and enable sustainable growth.

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Required Skills

Python
Kotlin
Backend Development
Distributed Systems
AWS
MySQL
Kubernetes
Debugging
Testing
Code Review

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About Affirm

affirm.com

Affirm is a fintech company that provides point-of-sale “buy now, pay later” financing, letting consumers split purchases into options like interest-free Pay in 4 or longer-term loans with transparent pricing. It emphasizes no hidden fees and shows the total cost upfront so shoppers can choose flexible payment plans with lower payments. Merchants integrate Affirm at checkout via APIs and partnerships to offer financing, improve conversion, and manage underwriting and payouts. Consumers can manage plans and payments through Affirm’s app and online tools.