Monzo

Staff Credit Risk Analyst

Monzo(2 months ago)

HybridFull TimeSenior$150,000 - $187,500Data
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About this role

A Staff Credit Risk Analyst at Monzo is a senior individual contributor within the Borrowing team, focused on shaping the credit function and growth strategy for Flex and other personal credit products. The role sits in the company’s Data discipline and works closely with product squads to inform product and business decisions using Monzo’s data platform. This position can be based in London or distributed across the UK with flexible working.

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Required Skills

  • Unsecured Lending
  • Credit Cards
  • Lending Economics
  • Underwriting
  • Credit Modeling
  • SQL
  • Python
  • Looker
  • Regulation
  • NPV Modeling

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Monzo

About Monzo

monzo.com

Monzo is an app-first UK challenger bank (founded 2015) focused on "making money work for everyone." It offers free UK current accounts — personal, joint and business — plus in-app tools to organise, save and invest, with features like budgeting, Pots, instant spending notifications and card controls. Monzo also provides credit products and business services, and emphasizes a clean mobile experience, transparency and community-driven product development. Headquartered in London, it’s known for fast onboarding and strong customer support.

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