utility bill payments category lead
CRED
About this role
The Business Category Lead for Utility Bill Payments & Recharge at CRED owns the end-to-end strategy, growth, and P&L for a key member engagement category. The role focuses on scaling bill payments and recharges into a high-frequency, habit-forming use case while maintaining low cost-to-serve and regulatory compliance. It requires close collaboration with product, engineering, compliance, and external partners to define and execute the category roadmap. The position emphasizes building a resilient, scalable business rather than short-term monetisation.
Skills
Qualifications
About CRED
cred.clubCRED is an India-based fintech membership platform that helps creditworthy consumers manage and pay their credit card bills while rewarding on-time behavior. The app provides credit score tracking, bill payments, curated rewards and offers, and a marketplace for financial products like short-term credit and loans. Positioning itself as a premium lifestyle + finance experience for users with high creditworthiness, CRED partners with merchants and lenders to deliver exclusive deals and services. Founded by Kunal Shah in 2018, it’s known for strong branding and a focus on incentivizing timely payments.
Recent company news
Indian fintech firm Cred gets payment aggregator nod from central bank
1 day ago
Cred obtains final RBI payment aggregator licence
17 hours ago
Fintech firm Cred receives RBI approval to operate as payment aggregator
1 day ago
Cred Gets RBI Payment Aggregator Authorisation
3 hours ago
How CRED is tapping AI to deliver premium customer experiences
Dec 16, 2025
About CRED
Headquarters
San Francisco, CA
Company Size
201-500 employees
Founded
2018
Industry
Technology
Glassdoor Rating
4.2 / 5
Leadership Team
Sarah Johnson
Chief Executive Officer
Michael Chen
Chief Technology Officer
Emily Williams
VP of Engineering
David Rodriguez
VP of Product
Jessica Thompson
Chief Financial Officer
Andrew Park
VP of Sales
Unlock Company Insights
View leadership team, funding history,
and employee contacts for CRED.
Salary
$108k – $146k
per year