Vice President or Senior Director, Credit Risk
KOHO(2 months ago)
About this role
The Vice President or Senior Director of Credit Risk at KOHO is responsible for defining and executing the credit risk strategy across all lending products, ensuring robust risk management practices are integrated into decision-making and operations. This role involves building and managing a high-performing team, designing credit policies, and collaborating with cross-functional teams to innovate credit risk management. Additionally, the leader will oversee credit governance, maintain regulatory compliance, and provide strategic insights to stakeholders, including the Board of Directors. Candidates should have extensive experience in credit risk, particularly within fintech or alternative lending environments, and possess strong leadership and communication skills.
Required Skills
- Credit Risk Strategy
- Team Leadership
- Credit Policy Design
- Underwriting Guidelines
- Risk Metrics Monitoring
- Data-Driven Decision-Making
- Credit Risk Governance
- Stakeholder Communication
- Regulatory Compliance
- Audit Readiness
+6 more
About KOHO
www.koho.caKOHO is a Canadian digital banking platform that provides users with an everyday spending account linked to a prepaid Mastercard. Designed for modern financial needs, KOHO offers instant cash back and premium rewards to more than 1.5 million users, empowering them to spend, save, and manage their finances more effectively. The platform aims to simplify banking with a user-friendly app that allows for quick sign-ups and financial management. Through innovative features, KOHO strives to enhance the overall banking experience and promote financial wellness.