VP, Lending

Cross River(1 month ago)

HybridFull TimeExecutive$160,000 - $220,000Lending

About this role

The Vice President of Lending will lead lending operations and strategy, driving product innovation and overseeing consumer lending portfolio performance. The role ensures robust credit risk management, model governance, and regulatory compliance across federal and state frameworks. The VP will collaborate with fintech partners, data science, legal, and compliance teams to scale lending products and maintain portfolio health.

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Required Skills

Strategic Leadership
Portfolio Management
Credit Modeling
Risk Management
Regulatory Compliance
Model Governance
Underwriting
Product Development
Partnerships
Digital Transformation

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Qualifications

Bachelor's Degree in Finance, Economics, Business, or Statistics
MBA or Advanced Degree (Preferred)

About Cross River

crossriver.com

Cross River is a regulated, FDIC‑insured financial services organization that blends the capabilities of a bank with the speed and product mindset of a technology company, delivering API‑based banking solutions for businesses. It offers developer‑friendly infrastructure for payments, card issuing, lending, deposit accounts, and compliance/risk services to fintechs, marketplaces, and enterprises. Cross River partners with customers to embed financial products and accelerate go‑to‑market by handling underwriting, compliance, settlement, and operational scale. Companies choose Cross River for its banking license, engineering‑first approach, and end‑to‑end regulatory and operational support.