Capital Markets Lead, Structuring

Upstart(1 month ago)

RemoteFull TimeSenior$125,000 - $185,000Capital Markets

About this role

The Capital Markets Structuring Lead at Upstart partners with institutional investors and internal deal teams to design and execute financing solutions across asset classes for the AI lending marketplace. The role focuses on translating commercial and legal terms into precise financial structures, ensuring models and deal logic accurately reflect waterfalls, triggers, and covenants. This position is remote and collaborates cross-functionally to drive transactions from term sheet to closing.

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Required Skills

Cashflow Modeling
Spreadsheet Design
Deal Structuring
Deal Mechanics
Legal Translation
Structural Optimization
Execution
Adaptability
Excel
Term Sheets

Qualifications

Bachelor's Degree
CFA (Preferred)

About Upstart

upstart.com

Upstart is an AI-driven lending platform that partners with banks and credit unions to offer personal loans, auto refinancing, and debt consolidation while expanding access to affordable credit. Founded by ex-Googlers, it uses a proprietary underwriting model that goes beyond FICO—incorporating signals like schools attended, area of study, academic performance, and work history—to identify high-quality borrowers, including those with limited credit history. Consumers can check rates online with no impact to their credit and access fast funding with transparent pricing and no hidden fees. Financial institutions integrate Upstart to originate loans more efficiently and reach underserved borrowers.