Credit Risk Manager

KOHO(2 months ago)

RemoteFull TimeManager$91,894.5 - $117,120Risk & Compliance

About this role

The Credit Risk Manager at KOHO is responsible for executing and delivering credit risk initiatives aligned with the company's business strategies. This role includes developing comprehensive reporting frameworks for credit card metrics, collaborating on predictive modeling, formulating underwriting strategies, and performing deep analyses on portfolio performance. The position requires expertise in data analysis, model building, and knowledge of credit card regulations, alongside collaboration with key stakeholders across various departments.

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Required Skills

Credit Risk Management
Data Analysis
Reporting Development
Predictive Modeling
Strategy Development
Dashboard Creation
Stakeholder Collaboration
Key Performance Indicators
Risk Reporting
Compliance Knowledge

+11 more

Qualifications

Bachelor's degree in a quantitative field, economics, business, engineering, or equivalent
5+ years of experience in data analysis, strategy development, reporting and model building preferably in BFSI industry
Experience with credit card products, revolving credit risk management, and consumer lending portfolios
Knowledge of credit card regulations, compliance requirements, and industry best practices
Experience with real-time decisioning platforms and Credit Decision Engine implementations
Knowledge and experience in loan loss forecasting and loss provisioning
Proficiency in Data Visualization tools such as Tableau, PowerBI, Sigma or similar to create informative dashboards
Proficient in programming languages such as SQL and Python

About KOHO

www.koho.ca

KOHO is a Canadian digital banking platform that provides users with an everyday spending account linked to a prepaid Mastercard. Designed for modern financial needs, KOHO offers instant cash back and premium rewards to more than 1.5 million users, empowering them to spend, save, and manage their finances more effectively. The platform aims to simplify banking with a user-friendly app that allows for quick sign-ups and financial management. Through innovative features, KOHO strives to enhance the overall banking experience and promote financial wellness.