Credit Risk Senior Associate - Retail Mortgage - Relocation to Berlin

N26(1 month ago)

Amsterdam, NetherlandsOnsiteFull TimeSenior$102,208 - $138,727 (estimated)Credit Risk

About this role

A Senior Associate in Credit Risk (Retail Mortgages) at N26 provides second-line assurance for the mortgage business, ensuring the portfolio is managed within applicable regulatory and governance standards while supporting data-driven decision making. The role helps scale the credit risk function as N26 grows its retail mortgage offering and collaborates across teams to maintain transparency and control. The position is based in Berlin and supports regulatory alignment across Dutch, EU, and German frameworks.

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Required Skills

Process Controls
Risk Analysis
SQL
Python
R
Data Governance
Data Quality
PD/LGD
Collateral Valuation
Regulatory Compliance

+5 more

Qualifications

Bachelor's Degree in Quantitative Field
Master's Degree (Preferred)
CFA
FRM

About N26

n26.com

N26 is a mobile-first digital bank that offers personal and business current accounts, Mastercard debit cards, and in-app money management tools like budgeting, sub-accounts (Spaces), and real-time transaction notifications. The service emphasizes a clean, simple user experience and fast account opening from a smartphone, and is trusted by millions across its markets. Headquartered in Europe, N26 primarily serves European customers; its U.S. operations were discontinued and U.S. accounts have been closed. The company also provides tiered premium plans with additional travel and lifestyle benefits.