Senior HELOC Underwriter, Specialized Credit Decisioning & Strategy

Upstart(12 days ago)

RemoteFull TimeSenior$75,900 - $105,000Underwriting

About this role

An Underwriting Exceptions & Escalations role within Upstart’s Home Lending organization focused on HELOC products, supporting the company’s AI-driven lending marketplace. The position operates as a second-level underwriting function to ensure exception decisions are aligned with policy and executable through closing and funding workflows.

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Required Skills

HELOC Underwriting
Exception Management
Credit Decisioning
Closing Partnership
Documentation
Data Analysis
SQL
BI Tools
LOS

About Upstart

upstart.com

Upstart is an AI-driven lending platform that partners with banks and credit unions to offer personal loans, auto refinancing, and debt consolidation while expanding access to affordable credit. Founded by ex-Googlers, it uses a proprietary underwriting model that goes beyond FICO—incorporating signals like schools attended, area of study, academic performance, and work history—to identify high-quality borrowers, including those with limited credit history. Consumers can check rates online with no impact to their credit and access fast funding with transparent pricing and no hidden fees. Financial institutions integrate Upstart to originate loans more efficiently and reach underserved borrowers.