Senior Software Engineer, New Product

Upstart(13 days ago)

RemoteFull TimeSenior$142,000 - $226,400Engineering

About this role

Upstart is leveraging advanced AI and innovative technology to transform access to credit for Americans. They focus on building impactful products with a flexible, digital-first work environment, aiming to serve underserved populations with responsible lending solutions.

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Required Skills

Distributed Systems
Event-Driven Architecture
APIs
Relational Databases
Object-Oriented Programming
Kafka
SQS
Kinesis
AI Tools
Observability

About Upstart

upstart.com

Upstart is an AI-driven lending platform that partners with banks and credit unions to offer personal loans, auto refinancing, and debt consolidation while expanding access to affordable credit. Founded by ex-Googlers, it uses a proprietary underwriting model that goes beyond FICO—incorporating signals like schools attended, area of study, academic performance, and work history—to identify high-quality borrowers, including those with limited credit history. Consumers can check rates online with no impact to their credit and access fast funding with transparent pricing and no hidden fees. Financial institutions integrate Upstart to originate loans more efficiently and reach underserved borrowers.

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