Software Engineer, Underwriting

Finix(1 year ago)

San Francisco, CAOnsiteFull TimeSenior$160,000 - $210,000Engineering

About this role

A Software Engineer IV at Finix contributes to building the company's merchant underwriting system that determines which merchants are permitted to use the platform. The role focuses on delivering an unbiased, automated underwriting process that minimizes fraud and reliably handles sensitive financial data. Based in San Francisco, this position supports Finix’s full-stack payments platform used by SaaS, marketplace, and e-commerce customers.

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Required Skills

Java
System Design
Architecture
Testing
Infrastructure
Monitoring
Troubleshooting
Communication
Underwriting
Code Quality

About Finix

finix.com

Finix is a payments technology provider that enables businesses, platforms, and marketplaces to accept, process, and send payments online and in person. It provides APIs and a suite of products — including PayFac/platform tooling, payouts, merchant underwriting and automated onboarding, and recurring billing — to embed payments and manage compliance, risk, and payout workflows. Finix serves e‑commerce, retail, SaaS platforms, marketplaces, and payfacs that want to scale payments while retaining control over the customer experience.