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Credit Risk Oversight Manager at Monzo - ApplyBlast

Credit Risk Oversight Manager

Monzo

28 days ago

4.0 on Glassdoor

London, England, United Kingdom

Hybrid

Full Time

Manager

0 applicants

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About this role

The Credit Risk Oversight Manager will provide independent assurance and challenge to the Borrowing teams, ensuring Monzo's lending portfolio grows safely while meeting risk appetite. This role involves analyzing credit risk performance, developing monitoring metrics, and collaborating with stakeholders to shape credit strategies and support management decision-making. The position requires strong analytical skills and expertise in consumer credit risk management within a financial services environment.

Responsibilities

Provide ongoing oversight of credit risk and analyze lending product performance
Partner with first line teams to support credit strategy changes and new product launches
Lead second line assurance work on thematic reviews and model validation

Skills

About Monzo

monzo.com

Headquarters

London, England, United Kingdom

Company Size

1001-5000 employees

Founded

2015

View Profile

Monzo is an app-first UK challenger bank (founded 2015) focused on "making money work for everyone." It offers free UK current accounts — personal, joint and business — plus in-app tools to organise, save and invest, with features like budgeting, Pots, instant spending notifications and card controls. Monzo also provides credit products and business services, and emphasizes a clean mobile experience, transparency and community-driven product development. Headquartered in London, it’s known for fast onboarding and strong customer support.